\u00a0Kredi kart\u0131 kullan\u0131m\u0131n\u0131n artt\u0131\u011f\u0131na ve re\u015fit olmayan \u00e7ocuklar ile gen\u00e7lerin bile elinde kredi kart\u0131 oldu\u011funa dikkati \u00e7eken TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201c\u00d6nceden gen\u00e7ler ve \u00e7ocuklar \u00e7\u0131rakl\u0131k yaparak para kazanmay\u0131, kumbara ile para biriktirmeyi \u00f6\u011frenirdi. \u015eimdi ise kumbara al\u0131\u015fkanl\u0131\u011f\u0131 yerini kredi kartlar\u0131na b\u0131rakt\u0131. Art\u0131k re\u015fit olmayan \u00e7ocuklar\u0131n ve gen\u00e7lerin bile elinde kredi kartlar\u0131 var. Kredi kart\u0131 say\u0131s\u0131 9 y\u0131lda y\u00fczde 41 artt\u0131. Kredi kartlar\u0131na y\u00fcklenmek, hatta art\u0131k 18 ya\u015f\u0131ndan k\u00fc\u00e7\u00fck \u00e7ocuklar\u0131n eline bile kredi kart\u0131 vermek \u00f6nce aile b\u00fct\u00e7emizi daha sonra ekonomimizi sarsar\u201d dedi.\u00a0 \u00a0<\/p>\n
\n\u00a0 Kumbara k\u00fclt\u00fcr\u00fc bilmeyip aksine ellerinde kredi kartlar\u0131 olan \u00e7ocuklar\u0131n oldu\u011funu hat\u0131rlatan T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cEskiden \u00e7ocuklar \u00e7\u0131rakl\u0131k yapar, emek harcayarak para kazanma davran\u0131\u015f\u0131n\u0131 kazan\u0131r, toplumla kayna\u015f\u0131r, kumbaralar ile para biriktirmeyi ve harcamay\u0131 \u00f6\u011frenirdi. \u015eimdi ise kumbara \u015f\u00f6yle bir kenarda dursun, art\u0131k re\u015fit olmayan \u00e7ocuklar\u0131n ve gen\u00e7lerin bile elinde kredi kartlar\u0131 var. Kumbara yok oldu, tasarruf bitti. Tamamen harcama al\u0131\u015fkanl\u0131\u011f\u0131 ile yeti\u015fen bir nesil geliyor. \u00d6yle ki 2010 y\u0131l\u0131nda 46 milyon olan kredi kart\u0131 say\u0131s\u0131 bu sene ilk 9 ay sonunda 68,5 milyona \u00e7\u0131kt\u0131. \u0130nternetten al\u0131\u015fveri\u015flerin yayg\u0131nla\u015fmas\u0131n\u0131n bunda tabii etkisi b\u00fcy\u00fck ama kart kullan\u0131m\u0131 artt\u0131k\u00e7a bor\u00e7lu say\u0131s\u0131n\u0131n artt\u0131\u011f\u0131 rakamlar ortada. Kredi kartlar\u0131n\u0131 olabildi\u011fince az kullanmak ve \u00e7ocuklar\u0131m\u0131za da \u00f6zendirmemek gerekiyor\u201d dedi.\u00a0\u00a0
\n\u00a0
\n\u00a0 \u201cKredi kart\u0131 kullan\u0131m\u0131 artt\u0131k\u00e7a bor\u00e7lu say\u0131s\u0131 da art\u0131yor\u201d\u00a0<\/p>\n
\n\u00a0 Kredi kart\u0131n\u0131n da, kredi kart\u0131 bor\u00e7lular\u0131n\u0131n da artt\u0131\u011f\u0131n\u0131 belirten Paland\u00f6ken, \u201cHer ge\u00e7en g\u00fcn kredi kart\u0131 kullan\u0131m\u0131 ve bor\u00e7lu say\u0131s\u0131 art\u0131yor. \u00d6yle ki bu y\u0131l\u0131n ilk 9 ay\u0131nda kredi kart\u0131 borcunu \u00f6dememi\u015f ki\u015fi say\u0131s\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re 54 bin 619 ki\u015fi artarak 673 bin 189\u2019a \u00e7\u0131kt\u0131. Bireysel kredi kart\u0131 borcu devam eden ise 2,5 milyon ki\u015fi var. Piyasadaki nakit s\u0131k\u0131\u015f\u0131kl\u0131\u011f\u0131 ile kredi kartlar\u0131na y\u00fcklenme aras\u0131nda bir k\u0131s\u0131r d\u00f6ng\u00fc ya\u015fan\u0131yor. Kredi kart\u0131 kullan\u0131m\u0131 artt\u0131k\u00e7a nakit s\u0131k\u0131\u015f\u0131kl\u0131\u011f\u0131 ya\u015fan\u0131yor, nakit s\u0131k\u0131\u015f\u0131kl\u0131\u011f\u0131 ya\u015fanan piyasada kartlara y\u00fckleniliyor. Maalesef bunun kimseye faydas\u0131 olmad\u0131\u011f\u0131 gibi \u00f6nce ailemizi, sonra da ekonomimizi olumsuz etkileyecek bir durum\u201d diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00a0Kredi kart\u0131 kullan\u0131m\u0131n\u0131n artt\u0131\u011f\u0131na ve re\u015fit olmayan \u00e7ocuklar ile gen\u00e7lerin bile elinde kredi kart\u0131 oldu\u011funa dikkati \u00e7eken TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201c\u00d6nceden gen\u00e7ler ve \u00e7ocuklar \u00e7\u0131rakl\u0131k yaparak para kazanmay\u0131, … Devam\u0131n\u0131 Oku…<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/4982"}],"collection":[{"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4982"}],"version-history":[{"count":0,"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=\/wp\/v2\/posts\/4982\/revisions"}],"wp:attachment":[{"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4982"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mersinekonomipolitikagazetesi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}